Ratibi Card is a smart card that offers employees access to a range of benefits, including personal accident insurance, discounts on selected products and services, and more. It is available to all UAE nationals working in the private sector in the UAE.
Benefits of Ratibi Card
You Receive Free Personal Accident Insurance
All employees who receive a Ratibi Card will be automatically covered by our free personal accident insurance policy if they are injured while on duty or traveling on business trips abroad.
This means that if an employee suffers an accident while working at one of our offices in Dubai, Abu Dhabi, or Sharjah, it will cover all medical expenses related to their treatment until they are fully recovered from their injuries.
There Are No Monthly Fees
The Ratibi Card gives you free access to thousands of ATMs in the UAE. Your employees will not have to worry about spending too much money on ATM fees because they can withdraw cash whenever they want, free of charge. The card is also free from any monthly charges or fees, so you don’t have to worry about paying anything extra when it comes to managing your employees’ expenses.
Simple PIN Generation Service
The Ratibi Card has an optional PIN generation service that allows users to generate their own PIN code without having to visit a branch or call customer service for help. This feature makes it easier for them to manage their card more efficiently and safely, as well as reduces your workload as an employer since user support will not be required anymore.
Get Free SMS Updates on Salary Bumps
When you sign up for the Ratibi Card, you also get access to SMS salary alerts, which provide you with timely information about your salary credit so that you don’t have to wonder about it anymore! This feature can be extremely convenient for those who have set up automatic deductions from their bank account and want to know when their next deduction is due.
Well-organized and Timely Client Support
Ratibi Card is a payment service that allows you to make payments at all WPS-compliant ATMs and shops. The Ratibi Card has many benefits for employees, but one of its greatest advantages is that you can use the card to make payments at any WPS-compliant ATM or shop in the UAE. This means that you don’t have to wait in long queues every time you want to withdraw money from an ATM or pay for something at a store. You can simply use your Ratibi Card!
No Bank Account Is Needed
Another benefit of using Ratibi Card is that you don’t need a bank account! This makes it especially useful for those who don’t have one or don’t want one because they find banking complicated or time-consuming. With Ratibi Card, all you need to do is register your card details on the website and add money to your account via credit/debit cards or PayPal accounts.
The Ratibi Card is WPS-compliant, which means it will work with any ATM machine in the UAE. This means that you don’t have to worry about being stuck out of town without enough cash on hand or having your card rejected at an ATM machine located outside of the emirate where your account is based.
How to Enroll in the Ratibi Program as an Employer
To issue a ratibi card for your employees, you can complete the easy 4-step procedure mentioned below.
- Fill in the necessary forms for ratibi.
- Complete the employees’ contact information, including their address and phone number, in an Excel worksheet.
- Set up online banking to manage your card from home.
- Submit the application forms to a branch of the FAB nearest you.
What Can You Do With a Ratibi Card?
You can check your account balance anytime, anywhere, by logging on to the Ratibi website or using your mobile app. This feature allows you to keep track of your expenses and stay informed about your spending habits.
Receive Salary Advance
A Ratibi card is a financial solution that helps you receive money from your company or employer without having to wait for your salary. This can be done through the Ratibi website or app, where you can get an advance of half of your monthly payment in just a few minutes.
Send Money Globally
The Ratibi Card is a multi-purpose card that can be used in many ways. You can use it to send money globally, pay for goods and services at thousands of stores worldwide, withdraw cash from ATM machines or make payments online. The card can be used in over 200 countries around the world.
The idea behind the Ratibi Card is fairly unique when compared to other prepaid e-recharge cards for mobile phones. Rather than offering a percentage of your recharge, it allows you to add specific values to your account or choose from a list of preset denominations starting with their smallest card.
Frequently Asked Questions
Read Also: Check FAB Bank Balance